Pet Sitter Insurance
In this section we will discuss the different types of pet sitting insurance companies available for your pet sitting business.
Pet Sitting insurance is very important for your business. Pet Sitting Insurance will cover you from any damage you may cause to the client's home such as knocking over an expensive vase. It will also cover you if you lose grip of the dog's lead and it attacks another dog or person. Most clients will expect you to have pet sitting liability insurance to protect themselves and their pet while they are in your care.
Below is a list of all the pet sitting insurance companies we could find in select countries. We have provided you with a link to each company website and some pricing information (scroll down the page).
Please visit each pet sitting insurance company in your country to compare deductibles, premiums, coverage amounts, etc. to be sure you are receiving the correct coverage for your business.
Mourer Foster (also in Canada)
Canadian Insurance Carriers:
Horizon Insurance
Binks
Schofield-Aker Insurance
UK Insurance Carriers:
Pet Secure
Pet Business Insurance
Cliverton
National Pet Sitters
Park Insurance
NARDS
You can also purchase liability insurance through local carriers. It is best to compare all carriers and decide which is best for you.
Below is more detailed information on each provider.
United States Pet Sitting Liability Insurance Providers:
* In the US, you can find PSA, LLC at http://www.petsitllc.com/. This organization is different because their pet sitting insurance fee is included in the annual membership fee. The membership dues are a low fee of $164 per year! This is for membership AND pet sitting insurance. You can also purchase special property coverage for an additional $95 per year. This works similar to bonding (only better) and will cover your business against personal property damage, care, custody and control and theft. Visit http://www.petsitllc.com/ for more information on their membership or to fill out and application. You can also see there pet sitting insurance coverage specifically at http://www.insfac.com/petsitters.php.
* Business Insurers of the Carolinas is contracted with PSI and NAPPS. This means you must be a member of either organization in order to purchase their insurance.
Pet Sitters International (PSI) can be found at http://www.petsit.com/. The cost of their membership only starts at $140.
National Association of Professional Pet Sitters (NAPPS) can be found at http://www.petsitters.org/. The cost of their membership only starts at $160.
Once you pay for membership to either PSI or NAPPS, you can then purchase pet sitting insurance through Business Insurers of the Carolinas. Insurance coverage starts at $274. You can find more information about them specifically by visiting http://www.petsitterinsurance.com/.
* Mourer Foster offers pet sitting liability insurance by visiting http://www.mourerfoster.com/petsitters.shtml. Insurance coverage starts at $350. You can also pay your premiums annually, semi-annually or quarterly which is nice for those on a tight budget.
Canadian Pet Sitting Liability Insurance Providers:
Verge Insurance Group offers pet sitting liability insurance for $625 per year. You do not need to belong to any organizations. You can also make monthly payments. You can find Verge at http://www.vergeinsurance.com/.
Horizon Insurance offers pet sitting liability insurance to members of All Canadian Pet Services Network (ACPSN) located at http://www.acpsn.com/. The cost of membership to ACPSN is $70 CDN. Insurance through this company is $575 per year.
Binks offers insurance to Canadian members of PSI. The cost of the insurance starts at $600 plus membership to PSI (which starts at $140). You can find Binks at http://www.binks.ca/index.cfml?fuseaction=content.view&id=9.
Schofield-Aker Insurance offers insurance coverage to members of the International Association of Canine Professionals. You can find them located at http://www.dogpro.org/. IACP membership dues start at $50 for an associate membership and goes up to $100 for a professional membership. Insurance with this company is $765. You can pay in full or make 2-4 installments per year.
United Kingdom Pet Sitting Liability Insurance Providers:
Pet Secure offers liability insurance for pet sitters on an individual basis. For more information, visit http://www.petsecure.co.uk/Index.aspx or call 0117 9556835.
Pet Business Insurance provides insurance starting at £109.00 for care, custody and control. You can also add on employee coverage, equipment coverage and more. For more information and a free quote, go to http://www.petbusinessinsurance.co.uk/dog_walker_business_insurance.aspx.
Cliverton insurance can be found at http://www.cliverton.co.uk/pages/dog_walking.php. Their premium starts at £136.50.
National Pet Sitters is located at http://www.dogsit.com/. Insurance is included in the membership fee. For new members, membership is £120 plus a one time registration fee of £370.
Park Insurance can be found at http://www.parkinsurance.co.uk/. Their premium starts at £58.01, this does not include coverage for the pet and is based on a £1,000,000 PL for third parties only. To include coverage for the pet, it is an additional premium starting at £98.00.
NARDS - National Association of Registers Dog Sitters - can be found at http://www.nards.co.uk/. Membership is £49.99 per year and includes discounted insurance premiums.
Australian Pet Sitting Insurance Carriers:
Barker Meier Insurance Brokers Pty Ltd can be found at http://www.barkermeier.com.au/page/products__services.html#pets. Insurance from this company is also offered for members of Pet Industry Association of Australia (PIAA) located at http://www.piaa.net.au/index.html. Insurance premiums start at $330 and go up from there depending on where you live.
If you know of any pet sitting insurance company not listed above, please let us know so that we can update our information. Click here to send an email.
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