Friday, May 9, 2008

Pet Sitting Business Forms

Protect Your Business with a Signed Contract

You have done all the basic necessities to start your pet sitting business, now it is time to get ready for clients. The first step is to get your paperwork in order. This is essential to your organization.

The essential business forms you will need are:

  1. Service Contract
  2. Pet Care Information Sheets
  3. Veterinarian Care Release
  4. Report Card

These are what I would consider the bare necessities, but there are many more that will contribute to making your business much easier and much more organized.

Let's talk about what should be in your pet sitting service contract first. Firstly, I don't like (and your clients will not like either) to call the contract a "contract". I like to call it a service agreement. It is essentially the same thing just with different terminology. Contracts have been given a bad name and therefore scare people off. People feel they are signing away their options and are obligated to then stay with your services no matter what. Instead of a pet sitting contract, I like to call it a pet sitting service agreement. It sounds nicer and less binding although it is just as binding.

The pet sitting service agreement should include the name and address of the home you will be working in as well as your name to show it is an agreement between yourself and the homeowner. This allows you to be in the home. It should then lay out what you will be doing there. You should have all your business policies spelt out and a place for your client to agree to them. Some of your business policies should include liability issues such as damage, aggression, illnesses, accidents, etc. You should also list your cancellation policy, payment policy, etc. There is a lot of thought that should go into a service contract and it should not be taken lightly. The contract is there to protect your business and your pocket.

The next item is your pet care information sheets. These sheets will have all the required information to care for the pet such as breed, color, microchip number, shot record, birthday, etc. Then they will ask questions about how the client wants you to take care of the pet. These sheets should be pre-filled with all the questions so you will not forget to ask the client any important questions. You should have a separate sheet for each type of animal because each type of animal requires different sorts of care.

When I first started my business, I did not have a sheet and just came with pencil and paper. I found upon returning to the office, that I was notorious for forgetting something which would result in me making a phone call. I then made an information sheet to help guide me in these questions. You can even give the information sheet to your client to fill out, but I would recommend you doing it with your client so you are both on the same page. You would then save this form for each future visit to refer back to.

The next essential form is the veterinarian release. This is used to allow you to take the pet to the vet without baring the responsibility of the payment. It will list who the pet's normal vet is and give you permission to take to another vet if necessary.

The last essential form is the report card. This is left behind after each visit to document what you did and how the pet(s) did on each of your visits. The client's like to read about their pet's day upon their return. This will also help eliminate the need for follow up phone calls.

There are many other forms which will aid you in simplifying your business such as the medication permission slip which will give you permission to administer meds and give medication admistering instructions. The telephone reservation form will help with those phone inquiries and the satisfaction survey will help you get some feedback on your services.

All of these forms and more are offered in the pet sitting package located on the Home Business Forms website. This complete package includes 25 forms which will all come to you personalized with all of your business information and a logo (if provided) for a low price of $42.99! All you will need to do is print the forms. You will receive a completed product.

To purchase pre-made business forms for your small business, go to Home Business Forms. This company specializes in forms for small business owners and one of their specialties is pet sitting.

Once you have done all the above steps, it is time to start getting some clients. We will discuss marketing tips next.

Pet Sitter Insurance

Pet Sitter Insurance

In this section we will discuss the different types of pet sitting insurance companies available for your pet sitting business.

Pet Sitting insurance is very important for your business. Pet Sitting Insurance will cover you from any damage you may cause to the client's home such as knocking over an expensive vase. It will also cover you if you lose grip of the dog's lead and it attacks another dog or person. Most clients will expect you to have pet sitting liability insurance to protect themselves and their pet while they are in your care.

Below is a list of all the pet sitting insurance companies we could find in select countries. We have provided you with a link to each company website and some pricing information (scroll down the page).
Please visit each pet sitting insurance company in your country to compare deductibles, premiums, coverage amounts, etc. to be sure you are receiving the correct coverage for your business.
Mourer Foster (also in Canada)

Australian Insurance Carriers:
Barker Meier Insurance Brokers


You can also purchase liability insurance through local carriers. It is best to compare all carriers and decide which is best for you.

Below is more detailed information on each provider.

United States Pet Sitting Liability Insurance Providers:

* In the US, you can find PSA, LLC at http://www.petsitllc.com/. This organization is different because their pet sitting insurance fee is included in the annual membership fee. The membership dues are a low fee of $164 per year! This is for membership AND pet sitting insurance. You can also purchase special property coverage for an additional $95 per year. This works similar to bonding (only better) and will cover your business against personal property damage, care, custody and control and theft. Visit http://www.petsitllc.com/ for more information on their membership or to fill out and application. You can also see there pet sitting insurance coverage specifically at http://www.insfac.com/petsitters.php.

* Business Insurers of the Carolinas is contracted with PSI and NAPPS. This means you must be a member of either organization in order to purchase their insurance.

Pet Sitters International (PSI) can be found at http://www.petsit.com/. The cost of their membership only starts at $140.

National Association of Professional Pet Sitters (NAPPS) can be found at http://www.petsitters.org/. The cost of their membership only starts at $160.

Once you pay for membership to either PSI or NAPPS, you can then purchase pet sitting insurance through Business Insurers of the Carolinas. Insurance coverage starts at $274. You can find more information about them specifically by visiting http://www.petsitterinsurance.com/.

* Mourer Foster offers pet sitting liability insurance by visiting http://www.mourerfoster.com/petsitters.shtml. Insurance coverage starts at $350. You can also pay your premiums annually, semi-annually or quarterly which is nice for those on a tight budget.

Canadian Pet Sitting Liability Insurance Providers:

Verge Insurance Group offers pet sitting liability insurance for $625 per year. You do not need to belong to any organizations. You can also make monthly payments. You can find Verge at http://www.vergeinsurance.com/.

Horizon Insurance offers pet sitting liability insurance to members of All Canadian Pet Services Network (ACPSN) located at http://www.acpsn.com/. The cost of membership to ACPSN is $70 CDN. Insurance through this company is $575 per year.

Binks offers insurance to Canadian members of PSI. The cost of the insurance starts at $600 plus membership to PSI (which starts at $140). You can find Binks at http://www.binks.ca/index.cfml?fuseaction=content.view&id=9.

Schofield-Aker Insurance offers insurance coverage to members of the International Association of Canine Professionals. You can find them located at http://www.dogpro.org/. IACP membership dues start at $50 for an associate membership and goes up to $100 for a professional membership. Insurance with this company is $765. You can pay in full or make 2-4 installments per year.

United Kingdom Pet Sitting Liability Insurance Providers:

Pet Secure offers liability insurance for pet sitters on an individual basis. For more information, visit http://www.petsecure.co.uk/Index.aspx or call 0117 9556835.

Pet Business Insurance provides insurance starting at £109.00 for care, custody and control. You can also add on employee coverage, equipment coverage and more. For more information and a free quote, go to http://www.petbusinessinsurance.co.uk/dog_walker_business_insurance.aspx.

Cliverton insurance can be found at http://www.cliverton.co.uk/pages/dog_walking.php. Their premium starts at £136.50.

National Pet Sitters is located at http://www.dogsit.com/. Insurance is included in the membership fee. For new members, membership is £120 plus a one time registration fee of £370.

Park Insurance can be found at http://www.parkinsurance.co.uk/. Their premium starts at £58.01, this does not include coverage for the pet and is based on a £1,000,000 PL for third parties only. To include coverage for the pet, it is an additional premium starting at £98.00.

NARDS - National Association of Registers Dog Sitters - can be found at http://www.nards.co.uk/. Membership is £49.99 per year and includes discounted insurance premiums.

Australian Pet Sitting Insurance Carriers:

Barker Meier Insurance Brokers Pty Ltd can be found at http://www.barkermeier.com.au/page/products__services.html#pets. Insurance from this company is also offered for members of Pet Industry Association of Australia (PIAA) located at http://www.piaa.net.au/index.html. Insurance premiums start at $330 and go up from there depending on where you live.

If you know of any pet sitting insurance company not listed above, please let us know so that we can update our information. Click here to send an email.

Business Structure

What Type of Business Structure Should You Set Up?

There are 5 different business structures in which you can set up your business as.

These are:
  1. Sole Proprietor (most common)
  2. Partnership
  3. Corporation (Inc. or Ltd.)
  4. S Corporation
  5. Limited Liability Company (LLC)


Let's talk about the Sole Proprietor first: The sole proprietorship is the most common structure to form amongst pet sitters. It is inexpensive to form. It is usually owned by a single person or a married couple. The owner is personally liable for all business debts and may file on their personal income tax.

Next is the Partnership: Partnerships are also inexpensive to form. They usually require an agreement between two or more individuals to jointly own and operate the business. The partners share all aspects of the business (good and bad) in accordance to the agreement. It could be a 50/50 partnership or anything else agreed to in writing. Partnerships do not pay taxes, but must file an informational return. Individual partners would then report their share of profits and losses on their personal return.

Next is a Limited Liability Corporation or LLC: This is very common amongst pet sitters. It is advantageous for small businesses because it reduces the risk of losing all your personal assets should you be faced with a law suit. It separates your business and personal assets. You can also elect to be taxed like a corporation which saves you at tax time.

Next is a C Corporation: This is a complex business structure with more start up costs than many others. This is not a very common structure amongst pet sitters since there are shares of stocks involved. Profits are taxed both at the corporate level and again when distributed to shareholders. Lawyers are usually involved at this level.

And Finally is a S Corporation: This is more common than the C Corporation since it avoids double taxation. It is taxed like a Partnership. A business must be approved to be classified as such, so it is not a very common entity amongst pet sitters.

There are also other structures which are specific to certain states. Some of these include Limited Partnership and Limited Liability Partnership. As always, we recommend getting professional advice from your accountant and lawyer as to which would be more advantageous to your business from a legal and taxable point of view.

In the next installment we will talk about where to purchase insurance and bonding.